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	<title>FAILSAFE RETIREMENT™ &#187; Retirement Income</title>
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	<description>Your Plan for Guaranteed Retirement Income</description>
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		<title>Variable Annuities Devalued</title>
		<link>http://www.failsaferetirement.com/2009/10/variable-annuities-devalued/</link>
		<comments>http://www.failsaferetirement.com/2009/10/variable-annuities-devalued/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 21:33:03 +0000</pubDate>
		<dc:creator>MJP</dc:creator>
				<category><![CDATA[Retirement Income]]></category>

		<guid isPermaLink="false">http://www.failsaferetirement.com/?p=709</guid>
		<description><![CDATA[It seems that insurance companies are unhappy about their profit margins and risks in sales of variable annuities. To compensate, they are offering new &#8220;simplified&#8221; products. Unfortunately, these new annuity products have two characteristics that make them even less attractive to purchasers. Rates have increased and benefits have been watered down. According to this article [...] <span class="post_excerpt_readmore"><a href="http://www.failsaferetirement.com/2009/10/variable-annuities-devalued/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
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		<title>Turning Savings into Retirement Income</title>
		<link>http://www.failsaferetirement.com/2009/10/turning-savings-into-retirement-income/</link>
		<comments>http://www.failsaferetirement.com/2009/10/turning-savings-into-retirement-income/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 03:50:41 +0000</pubDate>
		<dc:creator>MJP</dc:creator>
				<category><![CDATA[Retirement Income]]></category>

		<guid isPermaLink="false">http://www.failsaferetirement.com/?p=703</guid>
		<description><![CDATA[A Money Magazine reader recently submitted this question to Walter Updegrave, a senior editor and well known personal finance writer: The 4% rule seems to have become the conventional wisdom for drawing money from your savings in retirement. But I believe the rule is flawed. I think it might make more sense to choose a [...] <span class="post_excerpt_readmore"><a href="http://www.failsaferetirement.com/2009/10/turning-savings-into-retirement-income/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
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		<title>Baby Boomers to Financial Advisers: We Need Income not Wealth</title>
		<link>http://www.failsaferetirement.com/2009/10/baby-boomers-financial-adviser-income-not-wealth/</link>
		<comments>http://www.failsaferetirement.com/2009/10/baby-boomers-financial-adviser-income-not-wealth/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 21:47:18 +0000</pubDate>
		<dc:creator>MJP</dc:creator>
				<category><![CDATA[Retirement Income]]></category>

		<guid isPermaLink="false">http://www.failsaferetirement.com/?p=679</guid>
		<description><![CDATA[According to this article, financial advisers and wealth managers are realizing that they are in the early stages of a huge paradigm shift. Baby boomers are less concerned about growing their retirement nest egg and more concerned about preserving what they have. More particularly, they want to be told what they can do to avoid [...] <span class="post_excerpt_readmore"><a href="http://www.failsaferetirement.com/2009/10/baby-boomers-financial-adviser-income-not-wealth/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Searching for New Retirement Income Products</title>
		<link>http://www.failsaferetirement.com/2009/10/searching-for-new-retirement-income-products/</link>
		<comments>http://www.failsaferetirement.com/2009/10/searching-for-new-retirement-income-products/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 04:20:48 +0000</pubDate>
		<dc:creator>MJP</dc:creator>
				<category><![CDATA[Retirement Income]]></category>

		<guid isPermaLink="false">http://www.failsaferetirement.com/?p=672</guid>
		<description><![CDATA[I read an interesting opinion piece today from the Retirement Income Industry Association. The author was noting how industry members thought only about the products they offer themselves to provide retirement income. Mutual fund companies think that their funds are the way to satisfy the need for retirement income. Insurance companies on the other hand [...] <span class="post_excerpt_readmore"><a href="http://www.failsaferetirement.com/2009/10/searching-for-new-retirement-income-products/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
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		<title>The Fear of Inadequate Retirement Income</title>
		<link>http://www.failsaferetirement.com/2009/09/fear-inadequate-retirement-incom/</link>
		<comments>http://www.failsaferetirement.com/2009/09/fear-inadequate-retirement-incom/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 04:53:16 +0000</pubDate>
		<dc:creator>MJP</dc:creator>
				<category><![CDATA[Retirement Income]]></category>

		<guid isPermaLink="false">http://www.failsaferetirement.com/?p=657</guid>
		<description><![CDATA[The Principal Financial Group conducts regular financial surveys of working adults and retirees to arrive at a &#8220;Well-Being Index.&#8221; The surveys are conducted quarterly and the results are then published for general distribution. The Well-Being Survey for the third quarter of 2009 was recently published and covers responses received between July 30 and August 11, [...] <span class="post_excerpt_readmore"><a href="http://www.failsaferetirement.com/2009/09/fear-inadequate-retirement-incom/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
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